How to Find Cheap Car Insurance for Your Teenage Son
One of the best presents you can buy for your teenage son is a course of driving lessons. Once your son has reached the age where it is legal for him to drive, he will probably be eager to get behind the wheel of a car so a fantastic birthday or Christmas present would be some driving lessons and you can be sure he will really appreciate this gift.
So once your son has taken his driving lessons and is ready to take his test, you will be hoping that he passes first time and if he does everyone will be happy. But how long will this happiness last? Well about as long as it takes you to realise that to actually insure your son is going to cost you a small fortune.
Many people forget that the cost of car insurance for teenage boys is astronomical. This is because insurance companies see them as a higher risk and they will price the insurance accordingly. And once you have paid for your son to have his lessons, and he has done you proud by passing his test first time, he is going to want to get behind the wheel. So what can you do?
Cheap car insurance is not easy to come by for teenage boys. However there are a number of things that you can do to get the cost reduced including:
It is not going to be easy to find cheap car insurance for your teenage son. Car insurance for teenage boys is traditionally quite expensive so you need to think about this before you get your son driving. If you really want to treat your son to driving lessons then you are going to have to be prepared to come to some arrangement with him for insuring the car. There is no point in learning to drive and passing your test if you canít get out on the roads. Maybe your son could take up a part time job and contribute towards the cost of insurance. This might be one solution to the problem.
- Think about insuring your son as a named driver on your own policy instead of getting a separate policy as this will be cheaper in the long run.
- Consider the car that your teenage son is insured in. He will be charged more to drive a car with a bigger engine or if the car is quite new.
- Think about getting your son to take a driver education course as this could result in cheaper car insurance.
- Installing safety features in the car might also qualify for discounts on the car insurance premiums.
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